Annual Report 2015 Motor Accidents (Compensation) Commission (MACC)
Tabled paper 1556
Tabled Papers for 12th Assembly 2012 - 2016; Tabled Papers; ParliamentNT
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Northern Territory Motor Accidents (Compensation) Commission Annual Report 2015 Section Page 2 About the MAC Scheme The MAC Scheme provides benefits to those injured in motor vehicle accidents in the Northern Territory. It provides a wide range of benefits to compensate for the necessary and reasonable costs of medical, rehabilitation and associated treatment and loss of earning capacity. These benefits are provided on a no-fault basis to any person injured or the families of those killed in a motor vehicle accident occurring in the Northern Territory. Benefits are defined in the Motor Accidents (Compensation) Act. The Scheme also covers the liability of drivers of Northern Territory registered vehicles in interstate accidents, giving rise to a small portfolio of claims on a common law basis if the interstate jurisdiction is a common law scheme. The Schemes focus is on returning people injured in a motor accident to health and to work to the fullest extent possible and to improve health outcomes in urban, remote and Indigenous communities. Reductions in benefits may be applied in cases of irresponsible road user behaviour, such as not wearing a seatbelt or helmet, or driving an unregistered vehicle or driving under the influence of alcohol. The MAC Scheme is funded through compulsory compensation contributions paid when registering vehicles in the Northern Territory. The premium is indexed to the Darwin Consumer Price Index annually on 1 July. There is a legislated requirement for an actuarial review every three years, or more frequently at the discretion of the Minister, to ensure that the Scheme remains financially viable, even where there are unanticipated adverse developments in claims costs. In order to ascertain the amount of reserves that need to be set aside to meet the cost of existing claims in the future, the MAC Scheme and its claims liabilities are reviewed by the Scheme actuary twice a year.
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